Government Bonds: A substitute for Bank FDs or not!!!

In India, maximum percentage of investors are risk averse. “Willing to invest, unwilling to take risk” is the proverb describing the nature of Indian investors. Naturally whenever we think of risk free investment options bank fixed deposits are given preference. But there are many other financial instruments which are safer than your bank FDs. Yes,Continue reading “Government Bonds: A substitute for Bank FDs or not!!!”

Mutual Funds Decoded

In past 2-3 years we have seen huge growth in Indian Mutual Fund industry. In spite of being a cash rich country, Indians mostly chose to keep funds in banks rather than investments. But with strengthening of economy interest rates on Bank deposits have fallen, which created the urgent need of another investment vehicle. MutualContinue reading “Mutual Funds Decoded”

Fixed Deposits Or Fixed Income: Choose wisely !!!

Debt Market: India There are two kinds of investors in the market one isĀ  risk-taker & other is risk-avoider. The Risk-taker (Aggressive Investor) always makes investment in risky instruments like equity for instance & end up making either huge profits or huge losses. But those who are risk avoiders (Conservative Investors) always choose an optionContinue reading “Fixed Deposits Or Fixed Income: Choose wisely !!!”